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By SANDRA ESSEX

Les Brown is one of the worlds top motivational speakers. As motivational speakers go, few come any more inspirational than Les brown. Ever since he dusted his own less-than flattering childhood, his life and his speeches have inspired not a few persons to put their past behind them and step into a life of triumph and confidence and of contribution to the human race.

Les is a firm believer that we all have locked within each of us the ways and means to unbelievable achievements. And if you ever listened to any of his speeches, youll agree that he has taken it upon himself to set as many people as would make themselves available on the road to achieving more than they ever dared to imagine. If you peep into his background youll understand why this guy thinks the way he does.

Les Brown was one of twin boys born to a mother who didnt want them because their birth was to reveal the shame of her illicit affair. She went to great lengths to hide their birth; first, she gave birth to them in an uncompleted building.

And when that didnt quite hide the secret, she arranged to have them adopted within their first month of life by a woman who herself was an unmarried domestic staff. Though the woman showed the young Brown lots of kindness and instilled some self-belief in him, his checkered childhood was always going to take a toll on himfor a while.

During his adolescent years he was gradually gaining a reputation for being an unruly and mischievous child. He had problems concentrating, and was soon labeled retarded. And he lived true to that labeluntil someone gave him another one!

To all intents and purposes, it was LeRoy Washington who redirected Les Browns course in life. LeRoy was quoted to have told Brown that someones opinion of you does not have to become your reality.

That statement was to change Les Browns approach to life forever.

It was like a release from the mental fetters with which he had been hoodwinked for years. Having learned that empowerment comes from within, Les life was never going to be the same again. The former city sanitation worker steadily worked his way to the Ohio state legislature.

Then a chance meeting with Zig Ziglar, the great motivational speaker finally inspired Les Brown to harness his own public speaking skills. At the time, neither Les nor anybody who knew him thought he could make a great public speaker. But as he said in one of his books life takes on new meaning when you become motivated.

Les Browns foray and eventual success in public and motivational speaking owes more to the power of motivation than anything else. His speaking career eventually blossomed and he began to speak to larger and larger audiences, including Fortune 500 companies.

So what can you learn from this great orator and motivator? Personally I have identified two key lessons we all can learn from Les Browns life and career: (1) Do not operate your life with a manual handed to you by others. Simply put, do not allow peoples opinion of you to determine how you approach life and what you attempt in life.

(2) Les Browns personal life and career achievements also prove that with the right motivation and inspiration, each one of us can go much further in life than where our family circumstances and environment left us. Now, that should be very liberating, dont you agree?

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By Adriana Noton

If you are shopping around for the best mortgage rates in today’s economy you may be in luck. With the Government trying to stimulate sales the prime rate is as low as you will probably ever see it. This means that interest for financing a house is also at an all time low. With builders lowering the cost of these residences as well, there may never be a better time to buy the dream home you have been searching for.

With the dramatic drop in home values many people were forced to walk away from their residences, because they owed more on them then they were worth. Potential buyers have been hesitant to make new purchases for fear that this downward trend may continue. With foreclosures at an all time high, the future of the housing market does not look very promising.

However there may be some hope, because these events and the overall state of the economy have prompted the Federal Government to lower the rate that they charge to their best customers. This prime interest rate is normally the basis on which all banks determine the rates that they will charge for home loans. Consequently we are seeing mortgages being offered at some of the lowest costs in decades.

For anyone considering a new purchase they can take advantage of these extremely low mortgages. For those who are having a difficult time with their current payments, refinancing their mortgage could lock them in to a lower rate, and end up saving them thousands in the end. And saving money is a big concern for many people these days.

Because there has been a flood of foreclosed homes on the market builders have had to reduce their prices on new construction. In order to be competitive today residential dwellings are being sold for some of their lowest prices in years. People looking to purchase may never see bargains like this again. These lower costs coupled with the rock bottom interest rate charges make today one of the most opportune times to buy.

Mortgages come in many forms and sizes. You may choose a variable rate that could rank among the lowest possible, or you might want to pay a little more for a fixed fifteen or thirty year mortgage, and not worry about the rate ever increasing during the period of the loan. There are many choices when it comes to mortgages and there are many companies willing to lend to you so find the one that caters to your needs.

You may still be skeptical and think that you will wait it out, but history has shown that the economy always bounces back and sooner or later the rates will begin going up again. You could stand to lose a lot of money with each increase in percentage points.

It is true that shopping around for the best mortgage rates in today’s economy could be a scary thought. But actually it may be the best time ever to secure an interest rate that may never be lower.

About the Author: Looking to buy a new house? Need a toronto mortgage? Then contact these experts specializing in mortgage rates, mortgage brokers mississauga and mortgage deals.

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